How to find the right mortgage lender?
Why Get Preapproved?
Stepping into the world of home buying is a thrilling journey, and like any significant journey, it begins with the first step - getting prequalified for a mortgage. It may sound overwhelming, but that's where we come in.
At Veribas, we've spent years mastering the real estate market, and we understand the value of having a reliable mortgage lender on your side. Trust us to help you connect with lenders known for their exceptional customer service and competitive rates.
Getting Ready: A Checklist
To help you on your path to preapproval, we've prepared a checklist to ensure you have everything you need. Here's what you should prepare:
- Personal documents: Two forms of government-issued ID, your social security number, and divorce papers, if applicable.
- Financial records: Your tax returns, proof of income and assets, and a summary of your debts.
- Credit report: Review your credit report for free and dispute any errors.
- Renting history: Proof of timely rent payments over the past year.
- Down payment: Be ready with your down payment and closing costs.
Ready to Dive In?
Are you already preapproved? That's fantastic! Remember to compare various lenders to ensure you're getting the best deal. After all, purchasing a home is probably the biggest investment you'll ever make, so it's worth doing your homework.
If you're ready to start or if you need more information, we're here to help. Let Veribas guide you through the preapproval process and help you find a mortgage lender you can trust.
